We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information. We will not disclose information about you to anyone except as permitted by law.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice, mean Credit Now Auto Company.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
* All persons (individuals) who do not have a continuing relationship with us but who may use a financial product or service we provide in isolated transactions. This includes, for example, someone who:
* Applies for a loan through us.
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available form public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party".
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
* Information we receive from you on your applications or other forms, such as your name, address, telephone numbers, e-mail addresses, birth date, social security number, income, and employment history.
* Information about your transactions with us or others, such as account balances and payment histories.
* Information we receive from your customer credit reports or a customer reporting agency, such as your credit worthiness, credit score or credit history.
* Representations made by you to us, such as your employment history, account balances, payment histories, and your relationships with other persons or entities that you have listed as references.
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except as permitted by law. This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized transactions.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as permitted by law.
Before
you apply we would like you to become familiar with our Privacy Statement.
